Category Archives: Company Credit Check

Account information in our Snapshot Company Report

Our snapshot company report, available for just £1.95, provides the following account information for a limited company (provided the company has not filed ‘total exemption small accounts‘):

• Profit and loss information
• Balance sheet
• Capital and reserves information
• Basic ratios
• 1 year accounts

For further information on what is included in our snapshot, standard and comprehensive company reports, take a look here:

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“Possible” CCJs and the Credit Score

ccjsA “possible” CCJ (County Court Judgement) means that a CCJ matches with either the company name or address but not both. These do not impact upon a company’s credit score and only appear in our company reports (Standard Credit and Fully Comprehensive) for informational purposes.

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Company Credit Limit: How is it calculated?

company reportThe company credit limit is the amount of money that could be advanced to a company in a calendar month which they should be able to pay back.

A company’s credit limit is calculated using the following:

• Credit rating
• Financial history
• Company age

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Credit Rating and Annual Accounts

It’s common for a company’s credit rating to change, often for the worse, as the due date for annual accounts approaches. This is because companies that file annual accounts late, or file them right before the due date, are thought to be more likely to fail than companies that keep completely up to date. The rating will change accordingly once accounts have been filed.

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How many Credits have I got left?

your creditWith our subscription packages we’ll supply you with a set amount of credits to be used up within a set amount of time. One credit equals one service; company credit reports, director reports, company documents or trackers, whatever you want.

If you already have a subscription package you can find out how many credits you have left by logging in. Your credit amount will be displayed on the right of the screen under “Your Credit”.

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Company Documents: How soon are documents available?

Company documents are normally available to purchase from our site just one to two days after they have been accepted by Companies House. To purchase company documents simply search for the company from our homepage, select the company on the results page and then wait for the available documents list to load on the company page. Then add any document(s) you want to the basket.

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Company Credit Reports: The CCJ Statuses Explained

company credit reportsThe Standard Credit and Fully Comprehensive credit reports include CCJ (County Court Judgement) information. The CCJ section of these reports may show the following statuses; SS and JG. These mean:

• SS: Satisfied (Paid)
• JG: The CCJ is still an active judgement

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Company Information: The Status Explained

After you have completed a search from our homepage and then selected your chosen company from the results page, you will be directed to a page with some basic company information on it. One piece of information included on this page is the company status. This will normally be one of seven:

• Active – Accounts Filed
• Active – Newly Incorporated
• Non trading
• Directors not appointed
• Financial Statements too old
• In Liquidation
• Company is dissolved

For more information on what each status means simply select the “Explained” link on the page.

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Company Reports and Scottish Decrees

ccjScottish Decrees are the Scottish equivalent of CCJs (County Court Judgements). If a company has any Scottish Decrees information on these can be found in the CCJ’s tab of our Standard Credit and Fully Comprehensive company reports.

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Company Tracker: Alerts for a newly formed company

With our Company Tracker we will email you whenever your tracked limited company makes a change. If you are tracking a newly formed limited company you may receive notifications when changes have not been made. This is simply our system updating and if it does occur (it is rare) should only happen during the first week of incorporation .

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